Jacksonville residential real estate market report for September 2026. The latest local data puts the typical home value (ZHVI) in Jacksonville, FL at $350,783 (August 2026), -0.5% year on year and +0.0% on the month. Nationally, house prices in the United States were edging up, up 1.2% from a year earlier in Q2 2026 (+0.5% quarter on quarter). Annual growth is steady compared with the previous quarter. The Federal Reserve’s policy rate stood at 3.63% in August 2026, down from 4.38% a year earlier.
September 2026 at a Glance
House Prices and Trends
At local level, the typical home value (ZHVI) for Jacksonville, FL was $350,783 in August 2026 according to Zillow Research, Zillow Home Value Index (ZHVI) — Jacksonville, FL. That is -0.5% compared with a year earlier and +0.0% against the previous month. Jacksonville is therefore lagging the national trend (+1.2% YoY).
The national house price index for the United States rose 1.2% year on year in Q2 2026 and was +0.5% against the previous quarter, according to BIS, Residential property prices (nominal). A year earlier the annual rate was +2.0%, so growth has cooled over twelve months.
| Quarter | Prices YoY | Prices QoQ |
|---|---|---|
| Q1 2025 | +2.8% | +0.3% |
| Q2 2025 | +2.0% | +0.0% |
| Q3 2025 | +1.4% | +0.3% |
| Q4 2025 | +1.0% | +0.4% |
| Q1 2026 | +0.7% | 0.0% |
| Q2 2026 | +1.2% | +0.5% |
House price index, % change year on yearQ3 2024+3.7%Q4 2024+3.5%Q1 2025+2.8%Q2 2025+2.0%Q3 2025+1.4%Q4 2025+1.0%Q1 2026+0.7%Q2 2026+1.2%
Financing and Interest Rates
The Federal Reserve’s policy rate was 3.63% in August 2026 (BIS, Central bank policy rates). Rates have come down 0.75 points over the past year, easing mortgage costs and widening the pool of buyers who qualify for financing.
Jacksonville in the News
- Pattillo exploring more Westlake development – Jacksonville Daily Record (Jacksonville Daily Record, 9 Sep 2026)
- Jacksonville Rents Are Going Down – Realtor.com (Realtor.com, 2 Sep 2026)
- $76.8M construction financing arranged for 415-unit mixed-use development in Jacksonville Beach – JLL (JLL, 14 Jul 2026)
- New single-tenant Jacksonville warehouse could fetch $77 million – greenstreetnews.com (greenstreetnews.com, 4 Aug 2026)
- Florida posts nation’s worst foreclosure rate in first half of 2026; Jacksonville among worst‑hit metros, ATTOM says – News4JAX (News4JAX, 17 Jul 2026)
- Wagner Property Group sells West Jacksonville retail center for almost $20.7 million – Jacksonville Daily Record (Jacksonville Daily Record, 22 Jul 2026)
Reading the Trend
A sideways market: neither side has a clear upper hand. Time on market lengthens and negotiation matters more than timing.
What to watch next month
- The next quarterly release of the house price index for the United States (Q2 2026 is the latest) — whether annual growth holds near +1.2%.
- Upcoming decisions by the Federal Reserve — any move from 3.63% feeds through to mortgage pricing within weeks.
What This Means for Buyers, Sellers and Investors
Time is on your side — offers below asking are normal in a flat market, especially on stock listed for more than 90 days.
The first two weeks on the market matter most — price to the last comparable sale, not the highest asking price in the street.
Falling financing costs improve leveraged returns and widen the gap between yield and mortgage rate.
Sources
- Zillow Research, Zillow Home Value Index (ZHVI) — Jacksonville, FL
- BIS, Residential property prices (nominal)
- BIS, Central bank policy rates
- Headlines via Google News RSS; content belongs to the linked publishers.
Methodology: all figures are taken directly from the free public statistical sources linked above, for the periods stated; official statistics are published with a lag, so the latest available release is used. Commentary is generated from those figures by rule and reviewed before publication. Nothing here is financial advice.
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