September 2026 at a Glance

House Prices and Trends

No free, official monthly price series is published for Florida specifically, so this section uses the national index for the United States as the reference; local asking-price movements typically follow the national direction with a lag of one to two quarters.

The national house price index for the United States rose 1.2% year on year in Q2 2026 and was +0.5% against the previous quarter, according to BIS, Residential property prices (nominal). A year earlier the annual rate was +2.0%, so growth has cooled over twelve months.

House price index, % change year on yearQ3 2024+3.7%Q4 2024+3.5%Q1 2025+2.8%Q2 2025+2.0%Q3 2025+1.4%Q4 2025+1.0%Q1 2026+0.7%Q2 2026+1.2%

Financing and Interest Rates

The Federal Reserve’s policy rate was 3.63% in August 2026 (BIS, Central bank policy rates). Rates have come down 0.75 points over the past year, easing mortgage costs and widening the pool of buyers who qualify for financing.

Florida in the News

• Florida Housing Market Forecast for Next 2 Years: 2026-2028 – Norada Real Estate Investments (Norada Real Estate Investments, 23 Sep 2026)
• Florida Trend Real Estate – Florida Trend (Florida Trend, 21 Sep 2026)
• Florida and the Great Housing Mismatch – Common Edge (Common Edge, 31 Aug 2026)
• You Have Realty, a Premier Central Florida Real Estate Brokerage, Launches Empowered Property Management, a Single-Family Rental Management Service for Central Florida Owners – USA Today (USA Today, 22 Sep 2026)
• Florida home sales surge, but some sellers aren't getting big returns. Why? – Daytona Beach News-Journal (Daytona Beach News-Journal, 22 Aug 2026)
• Florida real estate: Where growth creates opportunity – South Florida Agent Magazine (South Florida Agent Magazine, 7 Sep 2026)

Reading the Trend

What to watch next month

• The next quarterly release of the house price index for the United States (Q2 2026 is the latest) — whether annual growth holds near +1.2%.
• Upcoming decisions by the Federal Reserve — any move from 3.63% feeds through to mortgage pricing within weeks.

What This Means for Buyers, Sellers and Investors

Sources

• BIS, Residential property prices (nominal)
• BIS, Central bank policy rates
• Headlines via Google News RSS; content belongs to the linked publishers.

Methodology: all figures are taken directly from the free public statistical sources linked above, for the periods stated; official statistics are published with a lag, so the latest available release is used. Commentary is generated from those figures by rule and reviewed before publication. Nothing here is financial advice.