Executive Summary

The US market on ClubProperty is a luxury book: 26 active sale listings, median asking $2.97M, average $7.85M, concentrated in Miami with outliers in Dallas, Los Angeles and Panama City Beach. It trades against a national backdrop of stubborn borrowing costs — the 30-year fixed sits at 6.65% per Freddie Mac’s August 20 survey, higher than a year ago — and prices that keep grinding up anyway, with Fannie Mae projecting +3.2% home-price growth for 2026 and rates averaging ~6.4% through year-end.

• A quarter of listings ask $1.55M or less — the practical entry point. The core market runs $1.55M–$6.9M.
• Median days listed: 168 — but 42% of inventory arrived in the last 30 days, so the book is refreshing fast at the entry level while premium stock sits.
• Condominiums dominate at 46% of supply; the $64M Dallas mansion single-handedly explains most of the average-vs-median gap.

Macro Backdrop

Mortgage rates have spent 2026 pinned in the mid-to-high 6s: a February low near 6%, a spring climb on inflation and oil-price fears, and now 6.71% per Bankrate’s August 24 lender survey (6.65% on Freddie Mac’s conforming benchmark). Forecasters see little relief — Fannie Mae projects ~6.4% and the MBA 6.5% through Q4 — which keeps financed buyers constrained and cash buyers advantaged. That dynamic favors exactly the segments on this marketplace: at a $2.97M median, most ClubProperty US transactions are cash or jumbo, where rate sensitivity is real but secondary to equity markets, FX and tax considerations.

On ClubProperty Right Now

The United States market on ClubProperty counts 26 active sale listings in August 2026. The average asking price ($7,850,031) sits well above the median ($2,973,080) — a small number of high-end properties pulls the average up. Condominiums make up the bulk of supply, and the median mansion asks roughly 39.8× the median apartment.

First report for this market — month-over-month and year-over-year comparisons begin with the next edition.

Segment Breakdown

By Bedroom Count

Inventory Character

Sellers and agents have tagged current inventory as: 18 luxury, 10 investment project, 10 new development, 8 business opportunity, 1 holidays — out of 26 listings. Nearly seven in ten listings carry a luxury tag, consistent with a book whose median sits roughly 7× the typical US home price.

Top of the Market

Across the Market

Browse all United States listings →

Outlook & What This Means for You

• Base case: asking prices hold near current levels ($2.97M median) with rising supply; national rates stay in the mid-6s, keeping cash buyers dominant in this tier.
• Upside: rate relief toward the ~6.4% forecast or renewed international demand into Miami condos absorbs inventory and firms up pricing in the dominant segment.
• Downside: supply keeps building faster than demand — pressure lands first on the long-listed premium tier.

Sellers: with 58% of inventory listed over 90 days, pricing realistically against the medians above is what separates listings that move from listings that sit. Buyers: the core market runs $1.55M–$6.9M; long-listed premium properties are where negotiating room is most likely. Investors: rental comparables are limited here — underwrite conservatively and verify achievable rents locally.

Sources

• Freddie Mac — Primary Mortgage Market Survey, week of Aug 20, 2026
• Bankrate — Mortgage Rate History & Aug 24, 2026 lender survey
• Forbes Advisor — Mortgage Rates Forecast 2026–2027 (Fannie Mae, MBA)
• US News — Home-price forecasts (Fannie Mae, MBA, NAR, Realtor.com)