Bali residential real estate market report for September 2026. Nationally, house prices in Indonesia were rising modestly, up 0.7% from a year earlier in Q2 2026 (+0.3% quarter on quarter). Annual growth is steady compared with the previous quarter. Bank Indonesia’s policy rate stood at 5.75% in August 2026, up from 5.00% a year earlier.
September 2026 at a Glance
House Prices and Trends
City-level transaction prices for Bali are not released as open data, so the national index for Indonesia serves as the benchmark here. Read local listings against that backdrop.
The national house price index for Indonesia rose 0.7% year on year in Q2 2026 and was +0.3% against the previous quarter, according to BIS, Residential property prices (nominal). A year earlier the annual rate was +0.9%, so growth has held broadly steady over twelve months.
| Quarter | Prices YoY | Prices QoQ |
|---|---|---|
| Q1 2025 | +1.1% | +0.3% |
| Q2 2025 | +0.9% | +0.2% |
| Q3 2025 | +0.8% | +0.2% |
| Q4 2025 | +0.8% | +0.2% |
| Q1 2026 | +0.6% | +0.0% |
| Q2 2026 | +0.7% | +0.3% |
House price index, % change year on yearQ3 2024+1.5%Q4 2024+1.4%Q1 2025+1.1%Q2 2025+0.9%Q3 2025+0.8%Q4 2025+0.8%Q1 2026+0.6%Q2 2026+0.7%
Financing and Interest Rates
Bank Indonesia’s policy rate was 5.75% in August 2026 (BIS, Central bank policy rates). Rates are 0.75 points higher than a year ago, which raises the cost of borrowing and tends to cool price growth with a lag of two to four quarters.
Bali in the News
- Property investment in Bali: the legal landscape for Australian investors – Law Society Journal (Law Society Journal, 15 Jul 2026)
- Bali Hotel Market Report Q2 2026 – Colliers (Colliers, 19 Jul 2026)
- In 1994, 280 craftsmen built a Balinese estate from Indonesian ironwood and teak; dismantled and shipped – The Times of India (The Times of India, 7 Sep 2026)
- Indonesia’s Bali PFII: How a New International Financial Center Reshapes Tax, Capital and Golden Visa Strategy – CEOWORLD magazine (CEOWORLD magazine, 2 Aug 2026)
- Well-known Barfoot & Thompson agent dies unexpectedly at Bali family wedding – nzherald.co.nz (nzherald.co.nz, 18 Aug 2026)
- Indonesia Bets on $31.4 Billion Bali Offshore Hub to Challenge Dubai and Stop Capital Flight – InvestorTrust (InvestorTrust, 22 Jul 2026)
Reading the Trend
A sideways market: neither side has a clear upper hand. Time on market lengthens and negotiation matters more than timing.
What to watch next month
- The next quarterly release of the house price index for Indonesia (Q2 2026 is the latest) — whether annual growth holds near +0.7%.
- Upcoming decisions by Bank Indonesia — any move from 5.75% feeds through to mortgage pricing within weeks.
What This Means for Buyers, Sellers and Investors
Time is on your side — offers below asking are normal in a flat market, especially on stock listed for more than 90 days.
The first two weeks on the market matter most — price to the last comparable sale, not the highest asking price in the street.
Rising financing costs narrow the gap between yield and mortgage rate; model returns at today's rate plus one point.
Sources
- BIS, Residential property prices (nominal)
- BIS, Central bank policy rates
- Headlines via Google News RSS; content belongs to the linked publishers.
Methodology: all figures are taken directly from the free public statistical sources linked above, for the periods stated; official statistics are published with a lag, so the latest available release is used. Commentary is generated from those figures by rule and reviewed before publication. Nothing here is financial advice.
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