Gianyar Regency residential real estate market report for September 2026. Nationally, house prices in Indonesia were inching higher, up 0.7% from a year earlier in Q2 2026 (+0.3% quarter on quarter). Annual growth is steady compared with the previous quarter. Bank Indonesia’s policy rate stood at 5.75% in August 2026, up from 5.00% a year earlier.
September 2026 at a Glance
House Prices and Trends
No free, official monthly price series is published for Gianyar Regency specifically, so this section uses the national index for Indonesia as the reference; local asking-price movements typically follow the national direction with a lag of one to two quarters.
The national house price index for Indonesia rose 0.7% year on year in Q2 2026 and was +0.3% against the previous quarter, according to BIS, Residential property prices (nominal). A year earlier the annual rate was +0.9%, so growth has held broadly steady over twelve months.
| Quarter | Prices YoY | Prices QoQ |
|---|---|---|
| Q1 2025 | +1.1% | +0.3% |
| Q2 2025 | +0.9% | +0.2% |
| Q3 2025 | +0.8% | +0.2% |
| Q4 2025 | +0.8% | +0.2% |
| Q1 2026 | +0.6% | +0.0% |
| Q2 2026 | +0.7% | +0.3% |
House price index, % change year on yearQ3 2024+1.5%Q4 2024+1.4%Q1 2025+1.1%Q2 2025+0.9%Q3 2025+0.8%Q4 2025+0.8%Q1 2026+0.6%Q2 2026+0.7%
Financing and Interest Rates
Bank Indonesia’s policy rate was 5.75% in August 2026 (BIS, Central bank policy rates). Rates are 0.75 points higher than a year ago, which raises the cost of borrowing and tends to cool price growth with a lag of two to four quarters.
Reading the Trend
A sideways market: neither side has a clear upper hand. Time on market lengthens and negotiation matters more than timing.
What to watch next month
- The next quarterly release of the house price index for Indonesia (Q2 2026 is the latest) — whether annual growth holds near +0.7%.
- Upcoming decisions by Bank Indonesia — any move from 5.75% feeds through to mortgage pricing within weeks.
What This Means for Buyers, Sellers and Investors
Time is on your side — offers below asking are normal in a flat market, especially on stock listed for more than 90 days.
The first two weeks on the market matter most — price to the last comparable sale, not the highest asking price in the street.
Rising financing costs narrow the gap between yield and mortgage rate; model returns at today's rate plus one point.
Sources
Methodology: all figures are taken directly from the free public statistical sources linked above, for the periods stated; official statistics are published with a lag, so the latest available release is used. Commentary is generated from those figures by rule and reviewed before publication. Nothing here is financial advice.
Related Articles
Stuttgart and the Economic Ripple of Porsche’s Mission S
Examine how Stuttgart's automotive heritage and the upcoming Porsche Mission S influence regional property…
Read moreSwiss Regulatory Shifts and Zurich Property Impact
UBS's potential headquarters relocation highlights regulatory pressures in Switzerland, carrying distinct implications for Zurich's…
Read moreUK housing market strain threatens Gen Z homeownership
A slowdown in house‑price growth and tighter credit are making first‑time purchase increasingly difficult…
Read moreUS Existing Home Sales Rise in September Amid Rate Pressures
US existing-home sales rose 1.5 percent in September 2026, though elevated mortgage rates continue…
Read more